/* SGTM V408 — homepage Local Expertise premium section only.
   No changes to global elements, scripts, shared navigation or other pages. */
.coverage-v368.sgtm-coverage-v408 {
  position: relative;
  isolation: isolate;
  background: linear-gradient(127deg, #f5f9fd 0%, #eaf2fa 58%, #f2f7fc 100%);
  padding: clamp(58px,6vw,90px) 0 clamp(56px,5vw,74px);
  overflow: hidden;
}
.sgtm-coverage-v408::before {
  content:"";pointer-events:none;position:absolute;inset:0;z-index:-1;opacity:.4;
  background:linear-gradient(129deg, transparent 0 8%, rgba(24,121,203,.07) 8.1% 10%,transparent 10.1% 15%,rgba(27,113,193,.035) 15.1% 17%,transparent 17.1% 100%);
}
.sgtm-coverage-v408 .coverage-wrap{max-width:1230px;padding:0 clamp(22px,3.2vw,38px)}
.sgtm-coverage-v408 .label{display:flex;align-items:center;gap:15px;margin-bottom:17px;color:#1167ac;font-size:12px;letter-spacing:.18em}
.sgtm-coverage-v408 .label::before{content:"";display:inline-block;width:39px;height:3px;border-radius:2px;background:#128bdf}
.sgtm-coverage-v408 h2{max-width:1130px;margin:0 0 clamp(28px,3vw,38px);font-size:clamp(32px,3.2vw,49px);line-height:1.15;letter-spacing:-.035em;color:#0b2441;text-wrap:balance}
.sgtm-coverage-v408 .sgtm-coverage-highlight-v408{color:#1066b3}
.sgtm-coverage-v408 .coverage-grid{grid-template-columns:minmax(0, .97fr) minmax(0,1.06fr);gap:clamp(28px,4vw,52px);align-items:center}
.sgtm-coverage-v408 .coverage-image-card{
 position:relative;min-height:0;aspect-ratio: 1.18 / 1;width:100%;padding:0;
 display:flex;align-items:center;justify-content:center;
 border:1px solid #244b73;border-radius:12px;
 background:radial-gradient(circle at 65% 55%,#255b8e 0%,#103656 38%,#071a2f 83%);
 box-shadow:0 19px 37px rgba(13,48,79,.18);overflow:hidden;
}
.sgtm-coverage-v408 .coverage-image-card::before{
 content:"";position:absolute;inset:0;z-index:0;pointer-events:none;opacity:.37;
 background:linear-gradient(115deg,transparent 64%,rgba(36,161,247,.25) 65%, transparent 66%),
 repeating-linear-gradient(0deg,transparent 0 39px,rgba(83,169,227,.09) 40px 41px),
 repeating-linear-gradient(90deg,transparent 0 39px,rgba(83,169,227,.08) 40px 41px);
 mask-image:linear-gradient(90deg,transparent 0%,#000 72%);
}
.sgtm-coverage-v408 .coverage-image-card img{
 position:relative;z-index:1;display:block;width:94%;height:auto;max-width:none;max-height:none;
 object-fit:contain;align-self:flex-end;transform:translate(2%,2%);
 filter:drop-shadow(0 19px 23px rgba(0,0,0,.34));
}
.sgtm-coverage-v408 .sgtm-coverage-visual-heading-v408{
 position:absolute;left:25px;top:24px;z-index:2;padding-left:13px;border-left:3px solid #1c98f2;
 color:#dfeefe;text-shadow:0 1px 3px rgba(0,0,0,.55);display:flex;flex-direction:column;gap:9px;
 padding-top:8px;padding-bottom:8px;padding-right:13px;border-radius:0 5px 5px 0;
 background:linear-gradient(90deg,rgba(6,24,43,.95),rgba(6,24,43,.82) 78%,rgba(6,24,43,.30));
}
.sgtm-coverage-visual-heading-v408 strong{font-size:12px;letter-spacing:.14em;color:#fff}
.sgtm-coverage-visual-heading-v408 span{font-size:10px;line-height:1.4;letter-spacing:.16em;color:#b8d7f2}
.sgtm-coverage-v408 .sgtm-coverage-visual-footer-v408{
 position:absolute;bottom:17px;left:23px;z-index:2;display:flex;align-items:center;gap:12px;
 color:#c0dbed;font-size:10px;line-height:1.4;letter-spacing:.16em;text-shadow:0 1px 2px #061525;
}
.sgtm-coverage-mini-mark-v408{width:23px;height:19px;display:inline-block;transform:skew(-28deg);border-left:5px solid #20a3fc;border-right:5px solid #1670cb}
.sgtm-coverage-v408 .coverage-copy{min-height:0;padding:5px 0;justify-content:center}
.sgtm-coverage-v408 .coverage-copy p{color:#273c55;font-size:clamp(15px,1.28vw,17px);line-height:1.8;margin:0 0 22px;overflow-wrap:break-word}
.sgtm-coverage-v408 .coverage-copy p:last-child{margin-bottom:0}
.sgtm-coverage-v408 .coverage-copy a{
 color:#0c5fa4;font-weight:700;text-decoration:underline;text-decoration-color:#82bae9;text-underline-offset:3px;
 border-radius:3px;transition:color .15s ease,background-color .15s ease;
}
.sgtm-coverage-v408 .coverage-copy a:hover,
.sgtm-coverage-v408 .coverage-copy a:focus-visible{color:#003c70;background:#d7eaff}
.sgtm-coverage-highlights-v408{
 display:grid;grid-template-columns:repeat(4,minmax(0,1fr));margin-top:clamp(30px,4vw,44px);padding-top:25px;
 border-top:1px solid #ccdae9;gap:0;
}
.sgtm-coverage-highlight-item-v408{display:flex;gap:12px;align-items:center;padding:5px 17px;min-width:0;border-right:1px solid #cddbea}
.sgtm-coverage-highlight-item-v408:first-child{padding-left:0}
.sgtm-coverage-highlight-item-v408:last-child{border-right:0;padding-right:0}
.sgtm-coverage-feature-icon-v408{
 display:flex;align-items:center;justify-content:center;flex:0 0 49px;width:49px;height:49px;
 background:linear-gradient(155deg,#e8f4fe,#cfe8fc);border:1px solid #d1e5f6;border-radius:50%;color:#116ab6;
}
.sgtm-coverage-feature-icon-v408 svg{width:24px;height:24px}
.sgtm-coverage-highlight-item-v408 strong{display:block;color:#173251;font-size:14px;line-height:1.32;font-weight:750}
.sgtm-coverage-highlight-item-v408 small{display:block;color:#5c718a;font-size:10px;text-transform:uppercase;letter-spacing:.07em;line-height:1.4;margin-top:4px}
@media(max-width:960px){
 .sgtm-coverage-v408 .coverage-grid{grid-template-columns:minmax(0, .95fr) minmax(0,1.05fr);gap:24px}
 .sgtm-coverage-v408 .coverage-image-card{aspect-ratio:1/1}
 .sgtm-coverage-v408 .coverage-copy p{font-size:15px;line-height:1.7}
 .sgtm-coverage-highlights-v408{grid-template-columns:repeat(2,minmax(0,1fr));row-gap:16px}
 .sgtm-coverage-highlight-item-v408:nth-child(2){border-right:0}
 .sgtm-coverage-highlight-item-v408:nth-child(3){padding-left:0}
}
@media(max-width:710px){
 .sgtm-coverage-v408 .coverage-grid{grid-template-columns:minmax(0,1fr);gap:26px}
 .sgtm-coverage-v408 .coverage-image-card{aspect-ratio:1.35/1;max-width:560px;justify-self:center}
 .sgtm-coverage-v408 .coverage-copy{padding:0}
 .sgtm-coverage-v408 h2{font-size:clamp(30px,6.2vw,41px)}
 .sgtm-coverage-v408 .coverage-copy p{font-size:16px;line-height:1.75}
}
@media(max-width:480px){
 .sgtm-coverage-v408 .coverage-image-card{aspect-ratio:1.1/1}
 .sgtm-coverage-v408 .sgtm-coverage-visual-heading-v408{top:15px;left:17px}
 .sgtm-coverage-v408 .sgtm-coverage-visual-footer-v408{bottom:12px;left:15px}
 .sgtm-coverage-highlights-v408{grid-template-columns:minmax(0,1fr);gap:0;padding-top:13px}
 .sgtm-coverage-highlight-item-v408{padding:14px 0!important;border-right:0;border-bottom:1px solid #d3dfeb}
 .sgtm-coverage-highlight-item-v408:last-child{border-bottom:0}
 .sgtm-coverage-feature-icon-v408{flex-basis:43px;width:43px;height:43px}
}
@media(prefers-reduced-motion:reduce){.sgtm-coverage-v408 .coverage-copy a{transition:none}}